ClaimPilot AI
Analyzer

Workspace

Status & next actions.

Policy cockpit

Renewal, gap analysis, and broker workflow in one dashboard.

Monitor coverage health, policy stack status, quote comparison, and claims readiness before your next renewal conversation.

Run a new gap analysis

68

Health

Coverage health score

Risk exposure score 64/100 based on profile, claims history, and stack completeness.

Gap analysis

  • Professional liability (E&O)

    critical

    Professional liability (E&O) is typically required for professional services operations and is not listed in your current stack.

  • Cyber liability

    critical

    Cyber liability is typically required for professional services operations and is not listed in your current stack.

  • Employment practices (EPLI)

    moderate

    Employment practices (EPLI) closes a common renewal objection for businesses at your revenue and headcount.

  • Directors & officers

    moderate

    Directors & officers closes a common renewal objection for businesses at your revenue and headcount.

Policy stack

Active lines, review items, and missing coverage in one stack.

General liability

In force

active

Renewal Sep 20, 2026

Workers compensation

In force

active

Renewal Sep 20, 2026

Professional liability (E&O)

Not in force

gap

Renewal Sep 20, 2026

Cyber liability

Not in force

gap

Renewal Sep 20, 2026

Employment practices (EPLI)

Not in force

gap

Renewal Sep 20, 2026

Risk exposure radar

Relative exposure across liability, property, cyber, people, operations, and compliance.

  • Liability

    61

  • Property

    61

  • Cyber

    79

  • People

    71

  • Operations

    61

  • Compliance

    61

Renewal timeline

Key milestones from coverage inventory through bind date.

  1. Coverage inventory

    Jul 7, 2026

    Collect dec pages, endorsements, and loss runs.

  2. Gap remediation plan

    Jul 27, 2026

    Prioritize missing lines before marketing to carriers.

  3. Quote comparison

    Aug 16, 2026

    Compare at least three carrier options with broker notes.

  4. Renewal bind

    Sep 20, 2026

    Bind coverage before expiration to avoid lapse risk.

Quote comparison

Mock carrier cards for renewal benchmarking and broker discussion.

Northline Mutual

$22,260

Deductible $7,500

Balanced limits with responsive claims support

Harbor Shield

$23,959

Deductible $10,000

Lower premium with tighter endorsements

Atlas Commercial

$25,658

Deductible $12,500

Broader limits for higher operational exposure

Broker-ready summary

A concise handoff paragraph for your broker or agency partner.

Professional services business in California with 16–50 employees and $1M–$5M revenue. Risk score 64/100. Top gaps: Professional liability (E&O), Cyber liability, Employment practices (EPLI). Renewal target Sep 20, 2026. Assets and exposure notes: Office leasehold improvements, laptops, client contracts, and AR aging over $400K..

Next action checklist

Prioritized renewal tasks for owners, finance, and broker partners.

  • Upload current dec pages and endorsements

    high priority

  • Resolve critical coverage gaps before renewal marketing

    high priority

  • Request three comparable carrier quotes

    medium priority

  • Share broker-ready summary with your advisor

    medium priority

  • Confirm claims reporting workflow with operations

    low priority

Claims readiness checklist

Operational readiness items that affect claim response and renewal underwriting.

  • Incident contact tree documented

    Operations should know who to call within the first hour.

  • Loss runs available

    Carriers will ask for five-year loss history at renewal.

  • Policy numbers centralized

    Keep carrier, policy number, and broker contact in one place.

  • Evidence retention process

    Photos, contracts, and system logs speed up claim response.